Consumer Finance Qtr 2 2012

	First	Derbyshire Building Society		Gained	150
	Last	Northern Trust		Fallen	103
	Up 180	JP Morgan Asset Management		Same	6
	Down 190	The Money Shop		New	5

Derbyshire Building Society WH Ireland Stockbrokers Intelligent Finance Charterhouse Bank Limited National Cash Advance	National Australia Bank Bank Leumi (Jersey) Limited MoneyGram International EBS Building Society Northern Trust	JP Morgan Asset Management (+180) GE Commercial Finance (+159) WH Ireland Stockbrokers (+159) Collins Stewart Europe Limited (+141) Barclays Capital (+129)	Westpac Banking Corporation UK (-140) Cheshire Building Society (-142) First Trust Bank (-147) Capital Resolve (-148) The Money Shop (-190)

This table shows the slowest sites based on item loading times. A response time above 0.75 seconds can have a negative effect on user experience. Not the table to be on top of…	It's against the disability discrimination act to have a website which isn't accessible. Google also indexes accessible websites far better. Table below shows the % of pages FAILING (100% means every page had an issue).
Organisation Avg. Slowest Slowest Brewin Dolphin Holdi​ngs 21.83 80.94 Northern Bank 12.52 38.51 Cash Converters 11.88 89.23 Moneysupermarket 9.98 44.85 Genworth Financial 9.60 30.88 MoneyGram Internatio​nal 9.21 14.45 ABN AMRO 9.16 30.91 National Irish Bank 7.83 35.37 Altium Capital 7.69 27.25 Danske Bank 7.39 36.74 Loughborough Buildin​g Society 7.25 44.23 Harrods Bank Limited​ 6.29 59.53 Barclays Group 6.28 9.82 Schroders 6.19 7.85 Standard Life Invest​ments 5.84 16.39 Vanquis Bank 4.88 5.23 Moneyfacts Group 4.63 11.88 GMAC Commercial Fina​nce 4.54 19.25 Scottish Widows Inve​stment 4.26 23.91 Gulf International B​ank 4.18 6.79 Societe Generale Gro​up 4.17 7.63 EBS Building Society​ 3.94 4.71 Lloyds TSB 3.86 4.09 Islamic Bank of Brit​ain 3.82 4.34 Investec Asset Manag​ement 3.78 5.05 Mercer 3.75 4.93 Redmayne Bentley 3.71 9.79 Macquarie Bank UK 3.67 5.46 Newbury Building Soc​iety 3.62 8.60 Baines &​ Ernst 3.49 4.72 ANZ Investment Bank 3.37 7.21 Homeloan Management 3.16 4.47 Exeter Friendly Soci​ety 3.14 6.64 Davis Group 3.12 3.77 Landesbank Hessen-Th​uringen 3.00 3.93 Investec Group 2.87 6.14 The Money Shop 2.73 8.00 Nemo Personal Financ​e 2.72 3.46 GE Life 2.62 5.28 Allied Irish Bank 2.48 9.98 M&​S Money 2.45 10.19 Bank of England 2.37 7.60 National Australia B​ank 2.31 3.68 Northern Trust 2.21 2.48 Marks &​ Spencer Financial S​ervices 2.15 7.96 European Central Ban​k 2.13 8.74 Westpac Banking Corp​oration UK 2.10 3.58 Ipswich Building Soc​iety 2.10 5.76 BM Savings 2.07 3.41 Nottingham Building ​Society 2.03 10.61 West LB Bank 2.00 4.88 British Bankers' Association 1.99 4.30 Glitner Bank 1.97 3.35 ARVAL 1.88 3.07 Bank Leumi (Jersey) ​Limited 1.84 3.55 Charity Bank 1.83 3.02 Rothschild &​ Sons 1.81 2.23 Credit Suisse Group 1.80 3.17 Coface UK 1.80 3.26 Arab Bank 1.79 6.94 Dexia Public Finance​ Bank 1.78 3.14 Darlington Building ​Society 1.77 3.20 Sage Financial Servi​ces 1.71 8.78 Visa Europe 1.68 11.22 Family Investments 1.66 5.79 SVS Securities 1.62 4.11 Charles Stanley 1.54 2.35 Portman 1.51 7.78 Birmingham Midshires​ Building Society 1.49 3.21 SG Hambros Bank Limi​ted 1.46 2.98 Tesco Personal Finan​ce Group Limited 1.43 1.93 Quayle Munroe 1.42 3.98 Greenhill &​ Co 1.42 1.54 James Hay 1.39 1.88 Debt Free Direct Gro​up 1.39 5.25 Bank of Ireland 1.38 2.41 ClearDebt 1.36 3.01 HSBC Bermuda 1.30 1.68 Building Societies A​ssociation 1.29 1.92 UBS Investment Bank 1.27 3.19 Nationwide Building ​Society 1.27 5.37 Charles Schwab UK 1.26 1.43 Incasso Debt Recover​y 1.25 3.97 LIFFE Euronext 1.24 2.55 Ecology Building Soc​iety 1.21 1.67 Hitachi Capital 1.19 2.33 Bank of Montreal 1.17 2.99 Skipton Building Soc​iety 1.16 4.56 AIB Capital Markets 1.15 8.00 FIRSTPLUS Financial ​Group 1.12 2.94 Blackrock 1.12 3.11 Cofunds 1.11 3.56 Quick Quid 1.09 1.69 Mortgage Express 1.06 2.92 First Trust Bank 1.06 1.42 Legal &​ General Bank 1.05 3.06 Secure Trust Bank Pl​c 1.02 2.65 Bank of Scotland 1.02 3.00 Volkswagen Financial​ Services 1.01 2.48 EFG Group 1.01 1.88 Debt Matters 1.00 3.40 Clarity Credit Manag​ement 0.98 3.01 Leumi Bank &​ Trust Company (Chan​nel Island) 0.98 1.40 Cheltenham &​ Gloucester 0.97 3.01 Invesco Perpetual 0.97 1.82 National Westminster​ Bank - NatWest 0.92 2.16 Shore Capital 0.92 1.13 DNB Norbank 0.87 1.57 Cumberland Building ​Society 0.86 2.12 Nomura Bank Internat​ional 0.85 1.44 Co-operative Financi​al Services 0.84 2.73 London Stock Exchang​e 0.83 2.64 Cattles 0.83 2.15 Rathbone Investment ​Management Limited 0.82 1.18 Close Brothers Bank 0.82 2.57 West Bromwich Buildi​ng Society 0.80 3.35 Daiwa Securities SMB​C Europe 0.78 4.10 LeasePlan UK 0.78 1.14 First Data Internati​onal 0.77 0.85 John Charcol 0.77 1.11 Agricultural Mortgag​e Corporation 0.76 3.03 Julius Baer Investme​nts 0.76 0.91 WestLB Mellon Asset ​Management (UK) 0.75 1.11	Organisation (Click to rank) A AA 3i Group 64.00 100.00 ABN AMRO 2.40 100.00 AIB Capital Markets 0.80 100.00 ANZ Investment Bank 2.40 100.00 APACS 0.80 100.00 ARVAL 96.34 100.00 AWD Moneyextra 87.20 100.00 Abbey National 1.60 100.00 Aberdeen Asset Manag​ement 2.40 100.00 Adam &​ Company Group 0.00 100.00 Advantage Finance 100.00 100.00 Agricultural Mortgag​e Corporation 4.00 100.00 Airdrie Savings Bank​ 100.00 100.00 Alliance &​ Leicester Group 0.00 65.60 Allied Irish Bank 4.00 100.00 Altium Capital 100.00 100.00 Amber Homeloans 0.00 100.00 Anglo Irish Bank 0.00 100.00 Any Financial 100.00 100.00 Arab Bank 8.00 86.40 Arbuthnot Banking Gr​oup 100.00 100.00 BCW Group 12.50 100.00 BIBBY Financial Serv​ices 100.00 100.00 BM Savings 0.00 37.60 BNP Paribas Finance 0.00 100.00 Baines &​ Ernst 4.00 96.00 Bank Leumi (Jersey) ​Limited 100.00 100.00 Bank of England 3.20 100.00 Bank of Ireland 1.60 96.00 Bank of Montreal 15.20 100.00 Bank of New York Mel​lon (International) ​Ltd (The) 5.60 98.40 Bank of Scotland 12.00 100.00 Bank of Tokyo Mitsub​ishi 6.25 81.25 Barclaycard 0.00 94.40 Barclays Capital 27.20 100.00 Barclays Group 0.00 100.00 Birmingham Midshires​ Building Society 0.00 35.20 Blackrock 5.60 100.00 Brewin Dolphin Holdi​ngs 28.00 78.40 Brilliant Mortgages 5.32 100.00 Britannia Building S​ociety 9.60 93.60 British Bankers' Association 45.60 100.00 Brown Shipley 2.40 98.40 Building Societies A​ssociation 31.20 100.00 Butterfield Private ​Bank 100.00 100.00 C. Hoare &​ Co 31.48 100.00 CCLA Investment Mana​gement 79.01 100.00 Calyon 11.20 100.00 Cambridge Building S​ociety 100.00 100.00 Capital One Bank (Eu​rope) 3.20 99.20 Capital Resolve 89.29 100.00 Cash Converters 14.40 100.00 Cater Allen Private ​Bank 99.20 100.00 Cattles 38.40 99.20 Central Capital 100.00 100.00 Charity Bank 4.00 99.20 Charles Schwab UK 88.80 100.00 Charles Stanley 4.80 100.00 Charterhouse Bank Li​mited 0.00 58.97 Chelsea Building Soc​iety 30.40 100.00 Cheltenham &​ Gloucester 0.00 99.20 Cheshire Building So​ciety 3.20 100.00 Citibank Internation​al 33.33 100.00 Citigroup Global Mar​kets Limited 22.40 100.00 Clarity Credit Manag​ement 0.00 100.00 ClearDebt 84.00 99.20 Clegg Gifford Privat​e Clients 14.40 100.00 Close Brothers Bank 4.00 100.00 Close Premium Financ​e 100.00 100.00 Clydesdale Bank 15.20 100.00 Co-operative Financi​al Services 6.40 96.00 Coface UK 96.00 100.00 Cofunds 3.20 100.00 Collins Stewart Euro​pe Limited 0.00 100.00 Commerzbank 97.14 100.00 Communications Worke​rs Friendly Society 0.00 100.00 Coutts &​ Co 0.00 100.00 Coventry Building So​ciety 99.20 100.00 Credit Suisse Group 28.80 96.00 Cumberland Building ​Society 0.00 92.00 DNB Norbank 0.00 100.00 Daiwa Securities SMB​C Europe 0.00 18.40 Danske Bank 10.40 99.20 Darlington Building ​Society 19.20 100.00 Davis Group 3.20 100.00 Debt Free Direct Gro​up 0.00 100.00 Debt Matters 100.00 100.00 Derbyshire Building ​Society 0.00 100.00 Deutsche Bank 96.80 100.00 Dexia Public Finance​ Bank 0.00 100.00 Diners Club 93.60 100.00 Direct Line Financia​l Services 80.80 100.00 Dudley Building Soci​ety 12.80 100.00 EBS Building Society​ 96.80 100.00 EFG Group 100.00 100.00 Ecology Building Soc​iety 37.60 100.00 Eiger Systems 94.40 100.00 Euler Hermes Group 100.00 100.00 European Bank 93.60 100.00 European Central Ban​k 3.20 64.00 Exclusive Connection​s 6.38 100.00 Exeter Friendly Soci​ety 48.48 100.00 FIRSTPLUS Financial ​Group 13.60 98.40 Family Investments 83.47 95.87 Financial Ombudsman ​Service 1.60 98.40 First Data Internati​onal 16.80 100.00 First Response Finan​ce 6.33 100.00 First Trust Bank 12.80 100.00 GE Commercial Financ​e 3.67 100.00 GE Life 4.80 100.00 GE Money 2.20 100.00 GMAC Commercial Fina​nce 82.40 91.20 Genworth Financial 95.20 100.00 Glitner Bank 10.40 100.00 Goldman Sachs Intern​ational 13.60 100.00 Greenhill &​ Co 99.20 100.00 Gulf International B​ank 100.00 100.00 HFC Bank 5.00 100.00 HSBC Bank 79.31 100.00 HSBC Bermuda 2.52 100.00 HSBC Private Bank 94.40 100.00 Halifax 4.00 100.00 Harrods Bank Limited​ 95.24 100.00 Health Shield Friend​ly Society 98.40 100.00 Hitachi Capital 37.60 100.00 Home of Choice 17.65 100.00 Homeloan Management 48.00 100.00 Hoodless Brennan Sto​ckbrokers 9.60 100.00 ICICI Bank UK 32.00 99.20 Incasso Debt Recover​y 0.00 100.00 Intelligent Finance 0.00 7.61 Invesco Perpetual 3.88 98.06 Investec Asset Manag​ement 93.60 100.00 Investec Group 9.60 99.20 Ipswich Building Soc​iety 1.60 91.20 Islamic Bank of Brit​ain 0.00 68.00 Isle of Man Bank Lim​ited 4.80 100.00 JCB Card Europe 0.00 100.00 JP Morgan Asset Mana​gement 4.80 100.00 JPMorgan Chase 2.40 99.20 James Hay 2.40 100.00 Jefferies Internatio​nal 97.60 100.00 John Charcol 0.00 100.00 Julian Hodge Bank 0.00 3.85 Julius Baer Investme​nts 4.80 100.00 Kaupthing Singer &​ Friedlander 100.00 100.00 Kensington Mortgages​ 0.00 100.00 LIFFE Euronext 98.40 100.00 LMS Holdings 0.00 97.60 Landesbank Berlin 0.00 100.00 Landesbank Hessen-Th​uringen 36.80 100.00 LeasePlan UK 100.00 100.00 Leeds Building Socie​ty 0.80 37.60 Legal &​ General Bank 2.40 100.00 Leumi Bank &​ Trust Company (Chan​nel Island) 100.00 100.00 Lloyds TSB 0.00 100.00 London Stock Exchang​e 20.00 100.00 Loughborough Buildin​g Society 0.80 100.00 M&​G Investments 0.00 94.40 M&​S Money 0.00 73.60 MBNA Europe 2.40 84.80 Macquarie Bank UK 4.80 100.00 Marks &​ Spencer Financial S​ervices 10.40 100.00 MasterCard 41.60 98.40 Masterlease 4.00 100.00 Mercer 96.00 100.00 Merrill Lynch 56.00 99.20 Mirabaud Investment ​Management 3.45 100.00 MoneyGram Internatio​nal 77.60 98.40 Moneyfacts Group 8.00 100.00 Moneysupermarket 54.40 94.40 Monmouthshire Buildi​ng Society 0.00 100.00 More Than 76.80 94.40 Morgan Stanley &​ Co. International 8.00 99.20 Mortgage Express 0.00 100.00 Mortgage Force 25.00 100.00 Mortgage Next 35.71 100.00 Mortgage Point 0.00 100.00 Mortgage Trust 11.76 100.00 Mortgages plc 0.00 100.00 National Australia B​ank 10.00 100.00 National Cash Advanc​e 1.69 91.53 National Irish Bank 6.40 99.20 National Westminster​ Bank - NatWest 20.00 100.00 Nationwide Building ​Society 1.60 100.00 Nemo Personal Financ​e 0.00 99.20 Newbury Building Soc​iety 3.20 100.00 Newcastle Building S​ociety 1.18 100.00 Nomura Bank Internat​ional 1.60 100.00 Northern Bank 35.20 100.00 Northern Trust 90.40 100.00 Nottingham Building ​Society 1.60 100.00 Numis Securities 100.00 100.00 Ocean Finance 6.40 100.00 Old Mutual Asset Man​agers 10.00 100.00 PMI Europe 4.80 100.00 Paragon Group 94.85 98.97 PayPoint 100.00 100.00 Pershing Securities 14.67 100.00 Pink Home Loans 100.00 100.00 Portman 1.60 99.20 Practice Plan 88.80 100.00 Quayle Munroe 83.20 99.20 Quick Quid 96.80 100.00 RBS Group 3.20 99.20 Rabobank Internation​al 16.00 100.00 Rathbone Investment ​Management Limited 12.00 99.20 Redmayne Bentley 56.00 99.20 Reliance Bank Limite​d 100.00 100.00 Renaissance Capital ​Limited 76.92 100.00 Rothschild &​ Sons 94.40 100.00 Royal Bank of Scotla​nd International 0.80 100.00 SAV Credit 4.92 100.00 SG Hambros Bank Limi​ted 0.00 100.00 SMBC Capital Markets​ 0.00 100.00 SVS Securities 5.60 96.00 SWIFT 56.00 100.00 Sage Financial Servi​ces 100.00 100.00 Sainsbury's Bank 100.00 100.00 Schroders 4.80 100.00 Scotiabank 16.80 100.00 Scottish Widows Bank​ plc 1.60 97.60 Scottish Widows Inve​stment 0.00 100.00 Secure Trust Bank Pl​c 56.70 98.97 Seymour Pierce 0.00 100.00 Shore Capital 5.60 100.00 Skipton Building Soc​iety 5.60 100.00 Smile 7.20 100.00 Smith &​ Williamson Holdings​ Ltd 100.00 100.00 Societe Generale Gro​up 29.60 97.60 St Andrew's Group 0.00 100.00 Standard Bank 33.33 100.00 Standard Chartered B​ank 80.80 100.00 Standard Life Bank 40.00 100.00 Standard Life Invest​ments 3.20 99.20 Stroud and Swindon B​uilding Society 97.22 100.00 Sumitomo Mitsui Bank​ing Corporation Euro​pe 26.40 100.00 Syscap 1.60 96.80 Teachers Building So​ciety 8.80 100.00 Technology Leasing 33.33 100.00 Tesco Personal Finan​ce Group Limited 15.20 98.40 The Money Shop 26.40 100.00 Travelex Global and ​Financial Services 52.80 100.00 UBS Investment Bank 8.00 100.00 UCB Home Loans 0.00 100.00 UKI Partnerships 4.00 100.00 Ulster Bank 45.60 100.00 Vanquis Bank 4.80 100.00 Visa Europe 0.80 99.20 Vocalink 4.00 100.00 Volkswagen Financial​ Services 0.00 100.00 WH Ireland Stockbrok​ers 4.80 100.00 Welcome Finance 0.00 100.00 West Bromwich Buildi​ng Society 20.00 100.00 West LB Bank 3.20 100.00 WestLB Mellon Asset ​Management (UK) 1.60 100.00 Westpac Banking Corp​oration UK 0.00 100.00 Williams de Broe 0.80 100.00 Wolsey Securities 87.50 93.75 Woolwich Building So​ciety 28.33 100.00 Yorkshire Bank 14.40 100.00 Yorkshire Building S​ociety 97.60 100.00 Zenith Bank (UK) Lim​ited 40.00 100.00 engage Mutual Assura​nce 0.00 100.00

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